Svmuu News Chainalysis released a report stating that the adjusted trading volume of stablecoins is projected to reach $7.19 trillion by 2035, a significant increase from $2.8 trillion in 2025. If two major catalysts materialize—the transfer of $100 trillion in wealth from the Baby Boomer generation to crypto-friendly generations and the replacement of traditional payment infrastructure by stablecoins—this figure could double to approximately $150 trillion, surpassing the current global cross-border payment total of about $100 trillion.
Rachael Lucas, an analyst at Australian cryptocurrency exchange BTC Markets, noted that $150 trillion represents an upper-bound scenario rather than a baseline forecast, but the target is achievable as growth is accelerating. She pointed out that developments such as Stripe's acquisition of Bridge and Mastercard's partnership with BVNK indicate that infrastructure is being built. Coupled with the regulatory clarity brought by the GENIUS Act, institutional participation at scale becomes possible.
A survey by OKX in January of this year showed that 40% of Gen Z and 36% of Millennials plan to increase their crypto activities this year, compared to 11% for Baby Boomers. A report by EY-Parthenon in September last year indicated that 13% of global financial institutions and enterprises are already using stablecoins, and 54% of non-users expect to adopt them within the next 12 months.