Svmuu reports that cryptocurrency exchange Kraken has announced the launch of the Flexline lending service, targeting crypto holders who lack access to traditional credit markets. Flexline offers a fixed annual percentage rate of 10%-25% and accepts cryptocurrencies as collateral, supporting scenarios such as working capital needs and proof of funds for large transactions. The product is designed for crypto-native businesses and high-net-worth individuals who find it difficult to obtain loans from traditional financial institutions using digital assets.