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Senator: The OCC Should Not Grant National Bank Charters to Crypto Firms Such as Ripple and Coinbase
Svmuu News: U.S. Senator Elizabeth Warren wrote to the Office of the Comptroller of the Currency (OCC) on May 18, stating that the agency has improperly granted national bank charters to at least nine cryptocurrency companies since December 2025.Elizabeth Warren pointed out that the businesses these companies plan to conduct exceed the limited functions permitted by law for national trust banks; in essence, they are attempting to operate as crypto banks while circumventing basic banking safeguards and obligations. Reportedly, the companies that have received or been granted conditional approval include Ripple, Circle, Paxos, Fidelity, BitGo, Coinbase, Bridge (a subsidiary of Stripe), and Crypto.com.The American Bankers Association urged the OCC in February to slow down the approval process for these licenses, while Elizabeth Warren warned that the move would weaken consumer protections and pose risks of regulatory arbitrage. (financefeeds)
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