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Senators from Both Parties Urge the U.S. Treasury Department to Preserve State-Level Regulatory Authority Over Stablecoins Under the GENIUS Act
Svmuu News: A bipartisan group of senators led by Cynthia Lummis sent a letter to U.S. Treasury Secretary Scott Bessent, urging the Treasury Department to preserve states’ regulatory authority over certain stablecoin issuers when drafting implementing rules for the GENIUS Stablecoin Act. The GENIUS Act was signed into law last year, establishing a federal regulatory framework for stablecoins in the United States. It requires stablecoins to be fully backed by U.S. dollars or similar highly liquid assets, mandates annual audits for issuers with a market capitalization exceeding $50 billion, and sets forth rules for offshore issuers. The bill allows stablecoin issuers with a market capitalization of no more than $10 billion to be regulated at the state level, provided that the relevant state regulatory system is “substantially similar” to federal requirements. The senators believe that the rules previously proposed by the Treasury Department did not clearly define the timeline and standards for the application, review, and certification of state regulatory systems, creating uncertainty for the states. The letter noted that legislative cycles vary significantly across states—with some states even operating on a biennial legislative cycle—and therefore a flexible, continuously open certification mechanism is needed to ensure that states can apply for certification when the need arises, rather than having innovation and competition restricted by timing mismatches.
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