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The American Bankers Association is considering suing the U.S. Office of the Comptroller of the Currency (OCC) over its decision to ease licensing requirements for crypto banks.
Svmuu News: The Bank Policy Institute (BPI), an industry association representing 40 major banks including JPMorgan, Goldman Sachs, and Citigroup, is considering filing a lawsuit against the Office of the Comptroller of the Currency (OCC).The BPI believes that the OCC’s measures to make it easier for cryptocurrency and fintech companies to obtain national bank charters could jeopardize the stability of U.S. consumers and the financial system. The BPI stated that allowing such companies to provide bank-like services without undergoing equally stringent regulation would blur the legal boundaries of what constitutes a “bank” and increase systemic risk.Previously, the BPI had urged the OCC to deny license applications fromCircle, and Ripple. Additionally, World Liberty Financial—a family-run cryptocurrency business owned by theDonald Trump—has also applied for such a license.Currently, both the Conference of State Bank Supervisors (CSBS) and the Independent Community Bankers of America (ICBA) have expressed opposition to the policy, arguing that it could undermine competition and jeopardize financial stability.
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